Senior Living Blog

Veterans Benefits for Senior Living and Home Care Costs

Many families are unaware of financial aid for vets and families

Memorial Day is May 29, a special day for honoring Americans who served in the country’s armed forces, so this month is ideal for veterans and their families to research their eligibility for financial support.

The Veterans Aid and Attendance (VA&A) Pension provides benefits to veterans and their spouses to help pay for costs of care—both in-home care and senior housing. Unfortunately, many families are not aware of the benefit and miss out on key financial support to help pay for senior living and home care expenses. The benefit is anticipated to change in the coming year, which could affect the number of new families eligible, so families are encouraged to take action now to determine their eligibility.

Veterans benefits provide financial assistance to those who have served their country, as well as their spouses, during their retirement years. Veterans who are at least 65 years old and who served during war time (though not necessarily in combat) may be eligible for financial assistance through the Department of Veteran Affairs (VA) to help pay for care. Spouses and surviving spouses of wartime veterans are also often eligible. For many families, veterans benefits can make a significant difference for those struggling to pay for care.

Senior housing benefits from the VA

The VA provides nursing home care through different types of facilities:

  • The VA’s own nursing homes
  • Private nursing homes that contract with the VA to care for veterans
  • The VA’s Community Living Centers that provide short-term residential care and outpatient care
  • State Veteran Homes for vets not eligible for direct VA nursing home care

Community and home care benefits from the VA

The VA has long-term community and home care programs for vets who don’t qualify for nursing home care or who want to live at home but need regular assistance with activities of daily living.

  • Community Residential Care provides many of the types of care and services in assisted-living facilities. Veterans who don’t require nursing home care are provided with room and board, plus limited personal care and supervision.
  • Hospice/Palliative Care offers supportive services for veterans with end-of-life medical conditions.
  • Home health care enables long-term medical care in the veteran’s own home supervised by a treatment team.
  • Homemaker/home health aide services are provided by a home care agency.
  • Adult day health care that provides medical and rehabilitative services is available to veterans in a group setting during daytime hours at a VA or community facility.

How to get help applying for VA care benefits

Through a VA Vet Center (https://www.va.gov/directory/guide/vetcenter.asp), located in every state, you can get free assistance by phone or in person. Assistance is also available by contacting the Veterans Benefits Administration office (https://www.va.gov/directory/guide/division.asp?dnum=3) nearest you. The VA also has a toll-free telephone help line at 1-800-827-1000.

 

New Website Helps Navigate Senior Housing

There is a new website called Where You Live Matters which is a great resource for individuals to learn more about the many aspects of seniors housing. It was created by ASHA (American Senior Housing Association), an organization that has helped seniors and their families navigate housing and lifestyle choices since 2001.

“We believe it’s very important to provide the public with information regarding seniors housing and options available. On this website, you’ll be able to read informative articles. We share resident and family stories and their experiences. And we’ll also provide you with data and research related to senior living options,” said David Schless, president of American Seniors Housing Association. “We’ve assembled leading experts in successful aging from across the United States who will share their professional insights with you. These are nationally known experts who work with families as they make decisions about lifestyles, including the possibilities about moving to a senior living community.”

Topics covered on the website include:

  • Choose well to live well.
  • Compare the lifestyle options.
  • Learn about life at a senior living community.
  • Form a plan to live well, longer.
  • Make a family decision.
  • Prepare and manage your finances.

The website helps you live well, live better and live where you maximize the possibilities. Whether you are a senior searching for answers or a caring family member eager to assist, you’ll find the site’s unbiased, research-based, thought-provoking resources will guide you toward smart, confident decisions.

Visit the site today at http://www.whereyoulivematters.org/

Simple and Creative Mother’s Day Gifts That Are Sure to Please

 After decades of choosing Mother’s Day gifts for your mother or grandmother, coming up with new ideas can be challenging. Whether your special senior is still active in the workforce or enjoying a well-deserved retirement, there are plenty of gift options for you to consider for this year’s Mother’s Day on Sunday, May 14.

Here is a list of suggestions that our ISL staff members know would be appreciated by moms in their senior years.

Gripper socks. A colorful assortment of warm and fuzzy socks with nonskid treads can keep Mom’s feet cozy while helping prevent slips and falls. These socks come in various heights, materials, and patterns—and there are even double-sided gripper socks with treads on the top and bottom so they’ll provide traction whichever end is up or if they get twisted.

Customized gift baskets. Buy a decorative basket and fill it with items you know she’ll love. Tuck in some fuzzy gripper socks (see above!), her favorite lotion and lip balm, scented soaps, an assortment of tea packets, a book of postage stamps, a flameless candle, fresh fruit, cheese and crackers … small, handy, pleasant items your mom or grandma will appreciate having nearby.

Over-the-ear headphones. Many seniors who didn’t grow up using modern earbuds find them confusing and annoying. For enjoying music or audiobooks, your mother or grandmother might prefer larger, padded listening devices that fit over the ears. There are many lightweight, comfy, and easy to use ear-covering headphones that come in a variety of colors.

Puzzles and coloring books. Nowadays you can find sophisticated, beautiful, and challenging tabletop activities like jigsaw puzzles and coloring books that are not childish and provide hours of amusement. There are choices for all levels of ability and and all sorts of interests: flowers and gardening, nature scenes, pets and animals, art and design. These activities are fun distractions for helpers of all ages when family and friends gather.

Gift cards. Practical, thoughtful gift cards or certificates allow your loved one to plan a visit to a favorite restaurant or department store, or indulge herself at a beauty salon or health spa. Consider a gift card to an online superstore like Amazon. Don’t forget that less glamorous (but necessary!) venues like gas stations, grocery stores, post offices, pharmacies, pet stores, and hardware stores also offer gift cards.

May Is Older Americans Month

 This year’s theme is “Age Out Loud”

Each May, our nation celebrates Older Americans Month. This year’s theme, “Age Out Loud,” encourages all of us to learn from what today’s older adults have to say. More than ever, older adults are living their lives with boldness, confidence, and passion while serving as an inspiration to people of all ages. We see this example everyday in our ISL communities, where seniors are engaged and making a difference. This is particular evident through our innovative Vibrant Life® program, offering a pioneering approach designed for enhancing and enriching residents’ lives through core components for well-rounded and meaningful experiences.

The seven main components to living a Vibrant Life:

  1. Be Inspired— Gain a deeper sense of spirituality & feed the soul!
  2. Be Well— Intellectual stimulation, get moving & stay active!
  3. Be Challenged— Ignite competitive spirit, learn, grow & motivate!
  4. Be Adventurous— Try something new every day, explore & experience the unique!
  5. Be Family— Cherish family connections, share & continue family traditions!
  6. Be Social— Embrace friendships, celebrate the moments, talk, laugh & listen!
  7. Be Connected— Engage in meaningful community involvement, share experiences & expertise!

Currently older Americans are working longer, trying new things, and engaging in an active life. They’re taking leadership roles, striving for wellness, focusing on independence, and advocating for themselves and others.

A New Phase of Life

Getting older doesn’t mean what it used to. For many Americans, it’s a crucial phase of life where interests, goals, and dreams can get a new start. Today, aging is about eliminating outdated perceptions and living the way that suits each person best.

ISL communities offers several recent examples of vibrant, forward-thinking older Americans who are loud about their Vibrant Life.

  • Leonard E. McCord, who is soon turning 95 recently displayed his paintings in a first-ever Vibrant Life ‘Living the Dream’ Art Show at The Arbors at Rancho Penasquitos Senior Living. At the art show his beautiful works were viewed, enjoyed and some even purchased.
  • Terry Scholderer, a resident at the Groves of Tustin Senior Living was crowned at the Miss Newport Coast USA/Miss Irvine USA Pageant 2016 as part of her Vibrant Life ‘Livin’ the Dream’ moment. She was given her official “Memories Matter” sash and crowned by the outgoing Miss Irvine Teen USA, Monica English.
  • 92-year-old Dorothy Williams of Shavano Park Senior Living took to the sky, taking part in an indoor skydiving experience with her daughter-in-law and granddaughter. What a day they had together.

This May we hope you celebrate Older American’s Month and live a Vibrant Life!

What To Do When Seniors Refuse Help

How should caregivers respond when older adults won’t accept advice or assistance?

Ask any caregiver about the most challenging aspects of assisting older adults, and you’ll likely hear examples of their frustration when help is offered but refused.

There’s no doubt that many senior adults need varying levels of assistance with daily activities, says a recent study from the National Center for Health Statistics. Approximately one in five seniors, age 75 and older, need help with day-to-day tasks such as shopping, doing household chores, handling finances, and managing medications, according to the study.

In a study published in The Journals of Gerontology found that more than three-fourths of grown children think their parents are stubborn about taking advice or accepting help with everyday activities.

For caregivers and senior adults, these conflicts—which may escalate over time—can result in a standoff in which the older adult will turn away from any advice, suggestions, or offers of help from caregivers.

What strategies can caregivers use to encourage seniors to accept assistance, especially when it’s obviously needed?

Understand their motivations. Try to discover why your older adult is resisting. Does he or she resent the changed power dynamic (you’re the “parent” and he is the “child)? Is she denying the realities of growing older and losing independence? Is there depression or confusion? Try to ascertain what the older adult is afraid of. Listen to his or her concerns without judgment.

Choose your battles. How important is the matter? Is it a critical health or safety issue? Or it is something that’s irritating you—but not, in the overall scheme, consequential?

Accept the situation. If seniors are not endangering themselves or others, step aside and let them to make their own choices. They will then experience the consequences of their behavior—and may be more inclined to allow your assistance in the future. They may even ask for help!

Ask them to help you. Explain to seniors how much it would mean to you if they would allow you to be useful to them. Aging adults proclaim that they don’t want to be a burden, which is understandable—but let them know that you want to feel needed. Assure them that their letting you give back to them would be a gift to you.

Veterans Benefits for Caregivers and Spouses

What are these benefits, who is eligible, and how to apply

More than 1.5 million wartime-service veterans and their surviving spouses are eligible for billions of dollars each year in U.S. Department of Veterans Affairs (VA) pensions to help pay for long-term care.

Many are not getting the assistance they’re eligible for because they don’t know these benefits programs exist, what the benefits can be used for, or how to apply. If you are caring for a veteran of the armed forces, is your loved one receiving the benefits he or she deserves?

Certain VA benefits can be used for medical and non-medical care in these settings:

  • A veteran’s own home
  • Independent and assisted living communities
  • Skilled nursing homes
  • Other long-term care settings

Some of these benefits can be used to pay family caregivers for providing in-home care services for vets.

Surviving spouses of eligible veterans can also make use of long-term-care programs like Aid & Attendance and Housebound Pensions. And there are veteran burial benefits to ease the financial burden of funeral costs.

Eligibility may be the primary focus for many caregivers, but other areas of confusion and misinformation could affect families’ success in obtaining veterans benefits.

The VA doesn’t recognize Power of Attorney (POA)

Caregivers often hear about the necessity of getting a POA as part of planning ahead for elderly care, but to manage a legally incompetent veteran’s financial affairs, an individual must be officially appointed as the veteran’s fiduciary. To serve as a fiduciary, you must submit the beneficiary’s name and VA file number, and your name and contact information to the VA Regional Office nearest you.

Expediting a VA application

The VA has rules to expedite the applications of people age 90 and older. If your veteran is in this age group, make sure that the VA office handling the application knows this.

Veterans don’t have to be ill to qualify for Aid & Attendance

It’s not well known that when veterans turn 65 they are considered 100 percent disabled in the eyes of the VA. This means that they could be eligible for the lowest level of Aid & Attendance assistance, even if they have no major health conditions.

When a veteran dies, spouses must reapply for benefits

If a veteran dies before their spouse, Veteran Aid & Attendance Improved Pension benefits being received by the couple will cease. The surviving spouse to submit a completely new application to the VA to get their benefits reinstated.

Talk only to the local VA office that services the area your vet lives in

Caregivers won’t be able to obtain information from offices that do not handle their loved one’s account. VA offices are not allowed to pull files on beneficiaries or applicants who do not live in their area.

Should You Volunteer After Retirement?

Here’s what to consider when weighing your options

Throughout the country, millions of people have found fulfillment donating their time to causes and organizations whose missions interests them. The Corporation for National and Community Service (CNCS), a federal agency that finances and runs AmeriCorpsSenior Corps, the Volunteer Generation Fund, and others, estimates that more than 64 million Americans volunteer nearly 8 billion hours each year.

A recent survey by the Consumer Reports National Research Center reported that two-thirds of respondents ages 55 to 70 who hadn’t yet retired said they plan to spend more time volunteering in retirement.

By helping others, volunteers not only contribute untold value to their chosen organizations, but they also reap benefits themselves. Studies have connected volunteering with reduced depression and enhanced brain activity. Active volunteering also correlates with living longer, healthier, more meaningful lives.

“The biggest thing is to find an opportunity that suits you,” Samantha Warfield, a spokeswoman for the CNCS, told Consumer Reports. “Do what you’re passionate about.” 

In many cases, finding the right volunteer work isn’t so different from seeking a job that pays. Here are factors to consider.

Capitalize on your background—or not. When you contact an organization, mention the skills honed in your career. However, be aware that the very things you did while working won’t always translate into volunteer success, says Robert Laura, retirement expert and Forbes columnist. He talks about a recently retired social worker who was burnt out from all the heartache and stress caused by her job. Yet, after six months of retirement, she was bored, so she put her people skills back to work by volunteering in the very sector she’d left: social work. Not surprisingly, within three months she was burnt out again—and not even getting paid. Worse yet, she felt guilty about quitting because they were understaffed.

Take another direction. A retiring school administrator wanted to be a part of something that had definitive start and end dates, and a finished product to see and touch. This contrasted with her past work life that consisted of policies, curriculums, and procedures needing constant reviews, updates, and revisions. Nothing ever got finished. She signed up with Habitat for Humanity, whose mission is focused on building (and completing) physical structures to shelter real families.

What do you care about? To define how and where you want to spend your time, ask yourself, “What do I want do something about?” What do you want to change? What issues and conditions bother you? Your answers can give your volunteer efforts more purpose. You will be positioned to seek organizations that fit your goals and offer you the chance to make a difference in ways that matter to you.

Start small. Begin volunteering in brief stints—an hour per week reading to a preschooler or two hours in a food bank. If you’re tentative, bring along a friend for support. Keep in mind that that as a “newbie,” you may not get the plum assignments right away. Also, keep asking yourself, Is this the work I want to do?

Don’t forget an “exit strategy.” Your role with the organization may or may not turn out as you’d envisioned. Before you sign on, ask about the organization’s exit strategy in case you feel uncomfortable, the work doesn’t match your skills or interests, causes physical challenges, or doesn’t meet other expectations. A process to communicate your concerns or, if necessary, resign your position allows both you and the staff to make changes or to part ways without hard feelings and misunderstandings. 

How to find opportunities. Ask for recommendations from friends, family, and colleagues, check the websites of organizations of interest, or use search engines to find the types of volunteer opportunities available. Start with the websites VolunteerMatch.orgServe.gov, and for a long-term, full-time commitments, NationalService.gov.

April Is Parkinson’s Disease Awareness Month

Groups raise awareness of the disease and its treatments 

More than 1 million people in the U.S. have Parkinson’s disease, says the National Parkinson Foundation, and as many as 60,000 new cases are diagnosed every year. Parkinson’s disease is a chronic, degenerative neurological disorder that affects one in 100 people over age 60. Parkinson’s strikes 50 percent more men than women. The average age at onset is 60, but some are diagnosed at 40 or younger.

Parkinson’s involves the malfunction and death of vital nerve cells in the brain, called neurons, according to the Parkinson’s Disease Foundation. The job of some of these dying neurons is to produce dopamine, a chemical that sends messages to the part of the brain that controls movement and coordination. As the disease progresses, these brain neurons produce less and less dopamine, and the person loses movement control.

Common Symptoms

Symptoms vary from person to person, but primary motor signs include the following:

  • Tremor or the hands, arms, legs, jaw and face
  • Slowness of movement
  • Rigidity or stiffness of the limbs and trunk
  • Instability of posture or impaired balance and coordination

Medications and Treatments

Many medications and treatments are available to help manage the symptoms of Parkinson’s, but none yet reverse the effects of the disease. According to the Mayo Clinic, doctors may also suggest lifestyle changes, especially ongoing aerobic exercise. Physical therapy that focuses on balance and stretching may also be effective. Speech-language pathologists may help improve speech difficulties. In later cases, surgical procedures such as deep brain stimulation may be recommended.

What’s New in Parkinson’s Treatments?

Deep brain stimulation. For two decades, deep brain stimulation (DBS) therapy for Parkinson’s patients has been successful, says the National Parkinson Foundation. Evidence shows that DBS has meaningfully helped tens of thousands of patients worldwide, improving tremor, dyskinesia (involuntary movements), on-off fluctuations (reduced effectiveness of levodopa medication), and other Parkinson’s symptoms. DBS has fallen short in slowing disease progression, including walking, talking, and thinking. Some scientists advocate using guide tubes (straws that DBS leads are fed through to precisely place them into the brain) to deliver growth factors to improve brain function. There is also interest in developing DBS leads connected to pumps that could continuously supply factors to the brain while maintaining the electrical current derived from the DBS device.

The relationship between the gastrointestinal system and Parkinson’s disease. Evidence has been mounting in support of a relationship between the gastrointestinal (GI) system and Parkinson’s disease. Many pathologists and neurologists believe that Parkinson’s may start in the gut. Studies have found that many GI symptoms, such as constipation, occur as prominent and disabling Parkinson’s symptoms. People with Parkinson’s who are experiencing motor fluctuations that cannot be controlled by medication adjustment are advised to ask their doctor to test for H. Pylori (a common type of gut bacteria) infection.

Good News! Recent Study Shows Fewer Seniors Are Developing Dementia

Dementia sufferers are also developing the disease at older ages

For years we’ve heard dire predictions that dementia rates would skyrocket as the population ages, grows increasingly overweight, and develops more diabetes and high blood pressure. But a recent data analysis published in the January 2017 issue of JAMA Internal Medicine has found that the prevalence of dementia is actually decreasing.

The nationally representative report showed that adults 65 and older with dementia dropped from 11.6 percent in the year 2000 to 8.8 percent in 2012. Those results support another, smaller-scale study released in 2016, which found that dementia rates dropped by 44 percent since the late 1970s through 2008.28

The New York Times reported that the downward trend is “statistically significant and impressive,” according to Samuel Preston, a demographer at the University of Pennsylvania who was not associated with the study.

Further, in 2000, people received a diagnosis of dementia at an average age of 80.7; in 2012, the average age was 82.4—indicating that the disease is starting at older ages.

Researchers are analyzing the data to determine the causes for the lower dementia rates. Currently, medical experts are looking at two factors: education and heart health. Researchers have found that seniors with more education are less likely to develop dementia than seniors who didn’t finish high school.

Scientists theorize that further education enhances brain development and gives people “cognitive reserve” that allows them to lose cognitive function to aging without developing full-blown dementia, or delays the onset of impairment.

Many doctors believe that the biggest reason for the decline is improved heart and circulatory health. Vascular dementias decreased the most in the study, likely because of better treatments for stroke, heart disease, and blood-vessel disorders. Regular exercise can bolster cardiovascular health at any age, which may help stave off or lessen age-related cognitive decline. Doctors advise people who already have heart health issues or chronic conditions like diabetes to carefully follow their treatment plans to reduce risk of dementia and other disorders.

 

March Is National Nutrition Month

This year’s theme is “Put Your Best Fork Forward”

National Nutrition Month is a nutrition education and information campaign held every March by the Academy of Nutrition and Dietetics. The campaign focuses on the importance of making informed food choices, developing sound eating practices, and committing to physical activity habits.

The theme for 2017 is “Put Your Best Fork Forward,” which reminds us that each bite counts. Small shifts in our food choices can reap benefits over time. The 2015–2020 Dietary Guidelines for Americans suggest starting with gradual changes—one forkful at a time—to create healthier, lasting habits for years to come. Whether you are preparing meals at home or making selections when dining out, Put Your Best Fork Forward helps develop the healthy eating style that’s best for you and your family.

“How much we eat is as important as what we eat, which is why this year’s National Nutrition Month theme inspires us to start with small changes in our eating habits,” says registered dietitian nutritionist and Academy of Nutrition and Dietetics Spokesperson Kristi King.

Key Messages of this Year’s Campaign

  • Create an eating style that includes a variety of your favorite, healthful foods.
  • Practice cooking more at home and experiment with healthier ingredients.
  • How much we eat is as important as what we eat. Eat and drink the right amount for you.
  • Find activities that you enjoy and be physically active most days of the week.
  • Manage your weight or lower your health risks by consulting a registered dietitian nutritionist. RDNs can provide sound, easy-to-follow personalized nutrition advice to meet your lifestyle, preferences, and health-related needs.

The Academy of Nutrition and Dietetics is the world’s largest organization of food and nutrition professionals. The Academy is committed to improving the nation’s health and advancing the profession of dietetics through research, education, and advocacy. Visit the Academy at eatright.org.